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100 College St, Spencer, TN 38585

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For Sale

$289,900

4 beds • 1 baths • 1,526 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $189.97
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Do not miss this rare opportunity to own a unique property with unlimited potential in the heart of Spencer, TN! Sitting proudly on 1.3 acres zoned Commercial (CI), this charming home combines classic Southern Charm with flexible space for business and personal use. The beautiful wraparound porch invites you to relax and enjoy the quiet charm of small-town life- perfect for rocking chairs, morning coffee, or greeting visitors. Inside, the home offers plenty of potential to customize to your liking, whether you are looking to create a cozy residence, office space, boutique business, Airbnb, restaurant, or combined live/work. Just 11 miles to Fall Creeks Falls State Park, one of Tennessee's largest and most visited parks, known for its 256-foot waterfall, hiking trails, and scenic beauty.
MLS# 238646

Courtesy Of American Way Real Estate

(931) 526-9581

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Vaulted Ceiling, Cable Ready
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Lot Size
    1.3 Acres

Map and Directions

Directions to 100 College St, Spencer, TN 38585

Home seller CENTURY 21 Professional Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Professional Group

(423) 949-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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