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1105 N. Merchant St., Effingham, IL 62401

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For Sale

$173,000

3 beds • 2 baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 1963
    Year built

  • Over 50 Years Old
    Age

Explore this Property

This well-kept 3 bedroom, 2 bath home offers 1,296 square feet of comfortable living space. Inside, you'll find original hardwood floors that add warmth and character, along with updated replacement windows for efficiency and natural light. The property also includes a 2-car detached garage, giving you plenty of storage and parking. Conveniently located, this home provides easy access to nearby amenities while still offering a cozy, inviting feel.
MLS# 6254774

Listed By CENTURY 21 Realty Concepts

Property Features

  • Age
    Over 50 Years Old
  • Basement
    Crawl Space
  • Bath Features
    Stall Shower, Tub and Shower
  • Cooling
    Central A/C
  • Exterior Description
    Vinyl Siding
  • Flooring
    Hardwood, Wall to Wall Carpet, Ceramic, Laminate
  • Garage Count
    2 Car Garage
  • Garage Description
    Detached Garage
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Gas
  • Heating Type
    Forced Air
  • Interior
    Blinds
  • Kitchen Features
    Eat-in Kitchen
  • Lot Description
    Level
  • Lot Size
    Under 1/2 Acre, 0.22 Acres
  • Road Type
    City / Town Street
  • Roof
    Metal Roof
  • Sewer
    City
  • Style
    1 Level Ranch
  • Water
    City Water

Map and Directions

Directions to 1105 N. Merchant St., Effingham, IL 62401

Home seller Meet the Agent,
Kevin Gouchenouer

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Kevin Gouchenouer

of CENTURY 21 Realty Concepts

(217) 821-7131
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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