11278 Spencer, Saginaw, MI 48609

Local realty services provided by:CENTURY 21 Signature Realty
11278 Spencer,Saginaw, MI 48609
$411,000
  • 3 Beds
  • 3 Baths
  • - sq. ft.
  • Single family
  • Sold
Listed by:
MLS#:50194362
Source:MI_REALSOURCE

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Price summary

  • Price:$411,000
  • Monthly HOA dues:$25

About this home

Ready for life on the lake≠ Your opportunity is here! Move right in to this spacious ranch offering nearly 3,000 sq. ft. of comfortable, light-filled living. The updated kitchen features hardwood floors, granite countertops, and stainless-steel appliances, opening to a cozy breakfast nook with serene views of your private lake. The primary bedroom includes its own ensuite, while the large great room‹”with a gas fireplace‹”flows seamlessly into the four-season room, boasting a wall of windows that frame stunning lake views year-round. Need extra space≠ The bonus room above the 3-car garage has you covered. Step outside to a peaceful back deck and enjoy your own private oasis. Spend your days relaxing, entertaining, or fishing right in your backyard. This one won't last‹”call today for your private showing!

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Home facts

  • Year built:1991
  • Listing ID #:50194362
  • Added:137 day(s) ago
  • Updated:March 19, 2026 at 06:47 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Flooring:Ceramic Floors, Hardwood Floors
  • Dining Description:On First Level
  • Kitchen Description:Dishwasher, On First Level, Range/Oven, Refrigerator
  • Bedroom Description:Bedroom 1 on First Level, Bedroom 2 on First Level, Bedroom 3 on First Level

Heating and cooling

  • Cooling:Ceiling Fan(s), Central A/C
  • Heating:Forced Air, Natural Gas

Structure and exterior

  • Year built:1991
  • Architectural Style:Ranch
  • Construction Materials:Vinyl Siding
  • Exterior Features:Deck, Porch
  • Foundation Description:Crawl
  • Levels:1 1/2 Story

Utilities

  • Water:Public Water
  • Sewer:Septic

Finances and disclosures

  • Price:$411,000
  • Tax amount:$4,858

Features and amenities

  • Appliances:Dishwasher, Range/Oven, Refrigerator
  • Laundry features:On First Level
  • Amenities:Cable/Internet Available, Cathedral/Vaulted Ceiling, Walk-In Closet, Window Treatment(s)

Parking

  • Parking description:Attached Garage, Electric in Garage, Garage Door Opener
  • Garage spaces:3