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125 12th Street, Panama City Beach, FL 32413

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For Sale

$995,000

4 beds • 4 baths • 2,669 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $372.80
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Welcome to this beautifully designed, custom-built coastal retreat in Laguna Beach Estates, just 0.1 miles from Beach Access #77! This three-story home with a private elevator features four bedrooms and four bathrooms, thoughtful architecture, elegant design, and modern conveniences, making it ideal for beachside living, entertaining, or a low maintenance efficient investment property that sleeps up to 12 guests. Step inside to soaring ceilings and an open-concept layout, where natural light enhances granite countertops, custom cabinetry, and premium finishes. The private elevator provides seamless access to all three levels, while the spacious balconies invite you to soak in the Gulf breeze and stunning sunsets. The entire third floor is a private primary suite with gulf views. a spa-like en-suite bath with a whirlpool tub, creating the ultimate retreat. Designed with both luxury and functionality in mind, this home is equipped with a built-in speaker system on the 2nd and 3rd floors, perfect for creating the ideal ambiance. Smart home security with Google cameras provides peace of mind, while an outdoor shower offers a refreshing way to rinse off after a day at the beach. There is a garage and space for four additional vehicles, ensuring ample room for guests. With the flexibility for short-term rentals, this property presents a prime investment opportunity while offering the perfect setting for a full-time residence or a relaxing vacation home by the beach. Located minutes from Pier Park, Frank Brown Park, Thomas Donut & Snack Shop, and Dusty's Oyster Bar, this home offers the perfect blend of relaxation, convenience, and timeless design. Don't miss out on this exceptional coastal home! Schedule your private tour today and seize the opportunity to make it yours!
MLS# 972116

Courtesy Of Compass Florida, LLC

(850) 296-9769

Open Houses

August

5

Tuesday

In Person

Tuesday, August 5, 2025

3:00PM - 5:00PM

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Lot Size
    0.03 Acres
  • Rooms
    Den, Kitchen, Living Room, Master Bathroom

Map and Directions

Directions to 125 12th Street, Panama City Beach, FL 32413

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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