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13 Chatham Ln, Palmyra, VA 22963

Local realty services provided by:CENTURY 21 Realty @ Home
13 Chatham Ln,Palmyra, VA 22963
$519,900
  • 4 Beds
  • 3 Baths
  • 2,694 sq. ft.
  • Single family
  • Active
Listed by: scott macdonald
Office: re/max gateway
MLS#:662771
Source:CHARLOTTESVILLE

Price summary

  • Price:$519,900
  • Price per sq. ft.:$192.98
  • Monthly HOA dues:$105.58

About this home

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic

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Home facts

  • Year built:1984
  • Listing ID #:662771
  • Added:262 day(s) ago
  • Updated:December 23, 2025 at 03:42 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Living area:2,694 sq. ft.

Heating and cooling

  • Cooling:Central Air, Heat Pump
  • Heating:Central, Electric, Forced Air, Heat Pump

Structure and exterior

  • Year built:1984
  • Building area:2,694 sq. ft.
  • Lot area:0.49 Acres

Schools

  • High school:Fluvanna
  • Middle school:Fluvanna
  • Elementary school:Central (Fluvanna)

Utilities

  • Water:Community Coop
  • Sewer:Community Coop Sewer

Finances and disclosures

  • Price:$519,900
  • Price per sq. ft.:$192.98
  • Tax amount:$3,081 (2024)
“Based on information submitted to the MLS GRID as of December 23, 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.” "Listings courtesy of APPLICABLE MLS as distributed by MLS GRID.

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