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1320 Oak Street, St Simons Island, GA 31522

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For Sale

$895,000

3 beds • 2 baths • 1,785 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Condominium
    Property type

  • Newly Listed
    Time on Century 21

  • $501.40
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Are you searching for a true beach condo and the perfect coastal lifestyle? Welcome to this beautifully maintained, move-in ready home located just steps from the sand and next to the iconic King and Prince Resort. Enjoy ocean breezes from multiple patios one off the living room and another private retreat from the master suite. Head up to the rooftop deck to soak up the sun and take in ocean views. This gated, peaceful complex consists of only nine residences and maintains a minimum three-month rental policy, ensuring a quiet, residential atmosphere without the bustle of daily vacation rentals. Your home features a private entry to Massengale Park and Beach, and is walking distance to local restaurants, the King and Prince, and beach access points. The multilevel design includes an elevator (recently serviced with a new motor and chains nearly $7,000 in updates) that runs from the garage to every floor for convenient access to the main living area, master suite, and guest bedroom. The garage is also plumbed for an additional bathroom and can park two cars. Recent upgrades include two new central HVAC systems. With an estimated cost of nearly $100,000 to add a new elevator, this home offers incredible value. The condo is move-in ready, with room to personalize and make it your own. HOA dues cover water, gas, pest control, trash, and all common areas making beach living effortless and enjoyable.
MLS# 1657847

Courtesy Of Michael Harris Team

(912) 230-7699

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Ceiling Fan, Security System, Disabled Access, Security System, Elevator
  • Appliances
    Dishwasher, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Hardwood, Tile, Vinyl
  • View Type
    Ocean

Map and Directions

Directions to 1320 Oak Street, St Simons Island, GA 31522

Home seller CENTURY 21 American Heritage

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 American Heritage

(912) 264-2121
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Monthly Payment Breakdown

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Copyright © 2025 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.