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1321 Oak Street, Ocean Springs, MS 39564

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For Sale

$199,000

3 beds • 2 baths • 1,252 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $158.95
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Beautiful Brick Home in Highly Desirable Ocean Springs School District! Welcome to this charming 3-bedroom, 2-bath home located in the top-rated Ocean Springs School District, just minutes from the new St. Andrews Children's Park. Situated on a spacious .26-acre lot, this well-maintained property offers comfort, style, and privacy! Open concept with vinyl plank flooring, ceramic tile, fresh paint, and high ceilings that create a bright, airy feel. The kitchen offers stainless steel appliances and a dining area overlooking the backyard bay perfect for family meals and entertaining. The master suite includes a tray ceiling, walk-in closet, and a private bath. Enjoy year-round comfort with a new roof (2021), new HVAC (interior & exterior units), and a new hot water heater. Additional features include a double car garage with pull-down attic storage, plantation blinds, and lots of natural light throughout. The large backyard backs up to woods for extra privacy and includes partial privacy fencing, partial wiring, and a small storage shed. A concrete rear patio is perfect for relaxing or entertaining outdoors. Low taxes and USDA 100% financing (zero down) make this home even more appealing! Conveniently located near schools, shopping, entertainment, and community boat launches. This well maintained brick home is MOVE IN READY! Minutes from Hwy 90/Hwy57 and I-10 make for an easy commute to Ingalls Shipbuilding and more! Call today for your personal showing!
MLS# 4130874

Courtesy Of Coldwell Banker Smith Homes, Realtors

(228) 872-3330

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Vaulted Ceiling, Water Front
  • Appliances
    Cooktop, Cooktop - Electric, Garbage Disposer, Microwave, Refrigerator
  • Architecture Style
    Contemporary
  • Exterior Type
    Brick
  • Floor Covering
    Laminate, Tile, Tile - Ceramic
  • Lot Size
    0.26 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 1321 Oak Street, Ocean Springs, MS 39564

Home seller CENTURY 21 Busch Realty Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Busch Realty Group

(228) 256-3357
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.