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140 Elm Way, Panama City, FL 32404

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For Sale

$210,000

3 beds • 2 baths

Estimated Payment

$      /mo. †

APR for 30 years

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  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • 11-20 Years Old
    Age

Explore this Property

This three-bedroom, two-full-bath home with wheelchair ramp sits on over five acres of peaceful, private land. It's a dream for outdoor lovers and homesteaders alike, featuring five all-natural ponds stocked with catfish, bream, bluegill, carp, and koi, with no chemicals ever added. The property also showcases a lush orchard paradise, including loquats, mulberries, mayhaws, Japanese pears, apples, peaches, plums, figs, pineapple guavas, Valencia oranges, lemons, satsuma oranges, and cherries, plus blueberry bushes and muscadines for fresh-picked fruit year-round. Rounding out the highlights is a three-stall oversized garage with concrete flooring, ample storage space, ideal for vehicles, workshop, or equipment. A rare combination of country living, abundant water features, and productive fruit trees, this property offers a unique retreat with immense lifestyle and potential. There is an area with RV hook-up to include power and water. A separate build-able lot conveys with purchase 138m Elm Way. Schedule a tour to experience its charm firsthand. Some photos are virtually staged and some of the aerial photos are from when the property was purchased in 2024. A couple of the ponds are low due to the drought we are having this year.
MLS# 782055

Courtesy Of American Gold Realty Inc

(850) 209-8870

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Porch, Ceiling Fan
  • Appliances
    Refrigerator
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Floor Covering
    Carpet, Vinyl
  • Lot Size
    5.2 Acres

Map and Directions

Directions to 140 Elm Way, Panama City, FL 32404

Home seller CENTURY 21 BE3

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 BE3

(800) 541-9923
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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.