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1438 SE 20th Street, Cape Coral, FL 33990

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For Sale

$640,000

3 beds • 2 baths • 1,904 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $336.13
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Gulf Access - Boater's Paradise - Out of Flood Zone! This exceptional Cape Coral home offers direct Gulf access and sits on a rare oversized 143 ft deep lot with desirable southern exposure. Enjoy true waterfront living with a 12,000 lb boat lift, wrap-around dock, and a Tiki Hut on a cantilever deck - the perfect place to relax by the water. Beautifully tiled throughout, the home features a spacious primary suite with walk-in shower, dual sinks, and large walk-in closet. The primary bedroom offers private access to the lanai and outdoor spa, while the guest bath also opens to the lanai for poolside convenience. Bedroom 3 includes a generous walk-in closet for extra storage. You'll love the outdoor kitchen complete with electric cooktop, vented exhaust fan, stainless sink, and mini refrigerator, perfect for entertaining. The pool and spa area feature upgraded color-changing lighting, a recently resealed pool deck (2025), and a new pool pump (2024). Enjoy peace of mind with fully hurricane-protected windows and doors, accordion shutters for the sliders, and impact-rated front and garage doors. The home sits at approximately 13 ft elevation, has been replumbed, includes upgraded attic insulation, and a new A/C (2022) with recent service. Additional upgrades include epoxy garage floor, new gutters (2023), reinforced pool cage, aluminum privacy fence, and a 2024 irrigation control unit. The FURNITURE is negotiable. Every upgrade has been thoughtfully maintained-offering comfort, functionality, and the ultimate Florida waterfront lifestyle!
MLS# 2025018881

Courtesy Of EXIT Gulf Coast Realty

(239) 800-2726

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Porch, Patio, Sky light, Pool, Hot Tub Spa, Security System, Security System, Water Front
  • Appliances
    Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block
  • Fireplace
    Fireplace
  • Floor Covering
    Tile
  • Lot Size
    0.27 Acres
  • Rooms
    Dining Room

Map and Directions

Directions to 1438 SE 20th Street, Cape Coral, FL 33990

Home seller CENTURY 21 Selling Paradise

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CENTURY 21 Selling Paradise

(239) 542-5777
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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.