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145 Bay Ave, Apalachicola, FL 32320

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For Sale

$899,900

2 beds • 2 baths • 2,243 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $401.20
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Welcome to 145 Bay Avenue an authentic 1945 cottage nestled in the heart of Apalachicola's Historic District. This charming 2-bedroom, 2-bath home sits on a spacious 60x230 ft lot just steps from the Apalachicola Bay and a short walk to downtown shops, restaurants, and waterfront parks. Inside, you'll find heart pine floors, gorgeous bay views, and vintage touches throughout. The living spaces are light and bright, with large windows that bring in the coastal breeze. The updated kitchen offers modern convenience while keeping the character of the original home intact. The guest bedroom shares a full bath, while the primary suite includes a private bath and sitting area that opens to the side porch. Enjoy morning coffee or afternoon cocktails on the generous screened in porch with bay views or gather with friends in the backyard shaded by mature oaks. The oversized lot provides room to garden, expand, or even add a guest house (with city approval). A spacious carport offers covered parking and storage. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this lovingly maintained home offers the ideal blend of location, history, and charm. Don't miss your chance to own a piece of Old Florida just a stone's throw from the bay.
MLS# 322652

Courtesy Of RECIPROCAL OFFICE

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Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Cooktop, Dishwasher, Dryer, Microwave, Oven - Double, Refrigerator, Washer
  • Architecture Style
    Cottage
  • Cooling System
    Attic Fan
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Linoleum
  • Lot Size
    0.32 Acres
  • Rooms
    Den, Dining Room, Family Room, Kitchen, Office

Map and Directions

Directions to 145 Bay Ave, Apalachicola, FL 32320

Home seller CENTURY 21 Collins Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Collins Realty, Inc.

(850) 927-3100
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Realtor® Association of Franklin & Gulf Counties. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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