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16490 SW Indiana Avenue, Cedar Key, FL 32625

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For Sale

$599,500

4 beds • 4 baths • 1,392 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $430.68
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

*SELLER VERY MOTIVATED* Ever dreamt of living in a postcard? This waterfront home on Tyre Creek in Cedar Key is basically a real-life screensaver-with bonus crabs, sunsets, and rental income potential. Sitting pretty on stilts (because, Florida), this 4-bed, 4-bath slice of paradise includes not one but two bonus spaces: a detached mother-in-law suite and a separate guest cottage. Yes, everyone gets their own space-even your in-laws. Inside the main house, you're greeted by soaring vaulted wood ceilings that scream "vacation mode," oyster quartz countertops that whisper "I'm fancy," and a brand-new farmhouse sink ready for all your oyster-shucking needs. Modern stainless steel appliances round out the kitchen for a clean, coastal vibe. With direct water access, you can launch a kayak, fish off the back, or just sit and enjoy the view from your screened porch. Whether you're looking for a full-time residence, a weekend escape, or a money-making vacation rental, this one's got all the salty charm (and income potential) you're after.
MLS# 841923

Courtesy Of Keller Williams Realty-Elite Partners

(352) 419-0200

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Water Front
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Vinyl, Tile
  • Lot Size
    0.34 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 16490 SW Indiana Avenue, Cedar Key, FL 32625

Home seller CENTURY 21 Dianne Chewning & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Dianne Chewning & Associates

(352) 542-8568
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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