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22 Ruth Drive, Palm Coast, FL 32164

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For Sale

$326,000

3 beds • 2 baths • 1,534 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $212.52
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Discover the ultimate Florida lifestyle in this truly unique, move-in ready 3-bedroom, 2-bathroom sanctuary. Tucked away on a spacious, private lot, this single-story home is designed for seamless indoor-outdoor living and offers everything a Florida homeowner desires without the burden of an HOA. Step into your own private tropical paradise! This property is a true gardener's delight and entertainer's dream, featuring a massive patio surrounded by mature, lush landscaping for unmatched privacy. The main living area flows effortlessly onto an inviting covered lanai, extending your living space and providing a tranquil retreat overlooking the greenery. Forget the repair list! This home is equipped with major, high-value updates that offer peace of mind and energy efficiency in the Florida climate. Roof (2024), newer efficient HVAC (2021), impact-resistant, double-pane windows and sliders, plus hurricane shutters for maximum safety and energy savings. Enjoy an updated kitchen with new cabinets (2024) and granite countertops, complemented by stunning, water-resistant Luxury Vinyl Plank (LVP) flooring throughout. Inside, the open floor plan shines with vaulted ceilings and abundant natural light from skylights, creating a bright, airy atmosphere. The modern kitchen, dining, and family room blend perfectly for entertaining. The primary suite features a walk-in closet and a private en suite with a walk-in shower. You'll appreciate the low-cost efficiency of the private well and irrigation system maintaining your tropical landscape. Option to purchase the adjacent, cleared lot (sold separately). This unique opportunity allows for future expansion or simply holding the asset for future equity and investment growth! This is more than a home, it's the Florida lifestyle you've been searching for.
MLS# O6358243

Courtesy Of beycome

(844) 239-2663

Open Houses

November

9

Sunday

In Person

Sunday, November 9, 2025

10:30AM - 1:00PM

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Vaulted Ceiling, Ceiling Fan, Garden
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Attic Fan
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Tile, Tile - Ceramic, Vinyl
  • Lot Size
    0.23 Acres
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 22 Ruth Drive, Palm Coast, FL 32164

Home seller CENTURY 21 Sundance Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Sundance Realty

(386) 441-2000
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.