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28 Tierra Montanosa, Rancho Santa Margarita, CA 92688

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For Sale

$949,900

3 beds • 3 baths • 1,472 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Condominium
    Property type

  • Newly Listed
    Time on Century 21

  • $645.31
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Welcome to 28 Tierra Montanosa, an end-unit showplace in the highly sought-after Melinda Heights community of Rancho Santa Margarita. From the moment you enter, soaring ceilings and abundant natural light create a spacious, modern feel throughout this COMPLETELY remodeled home. The kitchen is a designer s dream featuring quartz countertops, custom full-height cabinetry, new appliances, and stylish finishes that flow seamlessly into the open-concept living and dining areas. Every detail has been thoughtfully upgraded: new flooring, lighting, interior paint, plantation shutters, and PEX REPIPE for both hot and cold water lines (NOT ALL UNITS HAVE BEEN PEX REPIPED!! THIS ONE HAS!). The downstairs bathroom features a beautiful walk-in shower, while upstairs offers two spacious bedrooms, each with its own full bathroom and walk-in closet. Step outside to your wrap-around private patio, ideal for outdoor dining, entertaining, or simply enjoying tranquil California evenings a rare find in this community! Additional highlights include a large two-car attached garage, ONE additional parking space across from condo, a newer water heater, and close proximity to two neighborhood pools and parks. As part of SAMLARC, residents enjoy access to 13 community parks and pools, nearby hiking and biking trails, and top-rated California Distinguished schools. Minutes from award-winning restaurants, shopping, and freeway access, this home combines luxury, comfort, and lifestyle in one perfect package. Welcome Home!
MLS# OC25258182

Courtesy Of eXp Realty of California, Inc.

(888) 584-9427

Open Houses

November

15

Saturday

In Person

Saturday, November 15, 2025

1:00PM - 4:00PM

November

16

Sunday

In Person

Sunday, November 16, 2025

1:00PM - 4:00PM

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Double Pane Windows, Ceiling Fan
  • Appliances
    Cooktop, Cooktop - Gas, Dishwasher, Garbage Disposer, Microwave, Oven - Gas, Range, Refrigerator, Washer
  • Architecture Style
    Mediterranean
  • Exterior Type
    Stucco
  • Floor Covering
    Tile, Vinyl
  • View Type
    Mountain

Map and Directions

Directions to 28 Tierra Montanosa, Rancho Santa Margarita, CA 92688

Home seller CENTURY 21 Affiliated

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Affiliated

(949) 551-7000
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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.