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314 N Church Street, Waterloo, IL 62298

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For Sale

$283,500

4 beds • 2 baths • 2,268 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $125.00
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Extensively updated home with income potential! 314 Church St. offers 2,268 sq ft on a double lot near downtown. Main home features 3BR/2BA, plus breezeway-connected studio with private bath and roughed-in space for a kitchen-ideal for flexible living or rental income. Recent updates include new roof (2024), sewer line (2025), siding, gutters, soffit (2025), Rheem A/C (2022), hot water heater (2024), resurfaced tub, new windows, and fully renovated back bedrooms and apartment unit. Spacious living areas, 2-car garage with workbench, and large back patio. Ask your agent for the full list of improvements!
MLS# 25046067

Courtesy Of Strano & Associates

(618) 257-7690

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Range
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Tile, Tile - Ceramic, Vinyl
  • Heating System
    Forced Air
  • Lot Size
    0.39 Acres
  • Rooms
    Basement, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 314 N Church Street, Waterloo, IL 62298

Home seller CENTURY 21 Advantage Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Real Estate, Inc.

(618) 281-7621
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.