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37 Church Street, Oneonta, NY 13820

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For Sale

$249,900

6 beds • 2 baths • 2,820 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Attached
    Property type

  • $88.62
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Don't miss out on the opportunity to own this TWO FAMILY INVESTMENT PROPERTY on Church St. Great location and a great rental history. Each apartment has 3 bedrooms and 1 bath with a kitchen, living room and dining room. Downstairs apartment features an eat in kitchen and BAR with direct access to the FRONT PORCH and back DECK. Upstairs features a private enclosed porch with exterior and interior egress. There are HARDWOOD FLOORS in both units with UPDATED KITCHENS and BATHS. Currently rented by the semester. Downstairs is rented for the 2025-2026 school year. $3550 per semester, per bedroom (2 rooms). Upstairs is rented for the fall semester $3550 per semester per bedroom (2 rooms). Current total income $21,300 for 2025-2026 school year. Seller is working on getting the upstairs rented for spring semester 2026. Rents could be higher. SEPERATE UTILITIES FOR EACH UNIT. Close to bus route, downtown and colleges. PLENTY OF OFF STREET PARKING! Schedule your showing today!
MLS# R1633336

Courtesy Of Oneonta Realty, LLC

(607) 441-7312

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Hardwood, Tile, Tile - Ceramic, Vinyl
  • Heating System
    Baseboard, Forced Air
  • Lot Size
    0.15 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 37 Church Street, Oneonta, NY 13820

Home seller CENTURY 21 North East

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 North East

(607) 757-2100
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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