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370 NE Gardner Drive, Fort Walton Beach, FL 32548

For Sale

$499,000

3 beds • 2 baths • 2,081 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $239.79
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

*Attention INVESTORS & BUILDERS!* The MOST AFFORDABLE HOME/LOT ON THE WATER in Fort Walton Beach is right here! This HALF ACRE LOT with 100 FEET OF WATERFRONT allows you live the ''boat life'' and be just minutes to the expansive Choctawhatchee Bay! This property is located along the canal of Good Thing Lake in the highly sought-after Elliott Point area that's filled with historic charm & coastal living! This 3BR/2BA/2,081SqFt home is being sold AS IS and will not qualify for VA or FHA loans! CASH OR CONVENTIONAL LOANS ONLY! Properties like this don't come on the market often so don't miss your chance to own this property to live in as is, add on to it, tear it down & build new, or potentially tear it down & build 2 homes! (Check with the City of FWB to confirm!) Survey is available!
MLS# 989738

Courtesy Of Elevation Realty, Inc.

(850) 419-6168

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Water Front
  • Architecture Style
    Ranch
  • Lot Size
    0.5 Acres

Map and Directions

Directions to 370 NE Gardner Drive, Fort Walton Beach, FL 32548

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 678-5161
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.