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395 Church St, Spencer, TN 38585

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For Sale

$387,000

4 beds • 3 baths • 2,772 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $139.61
    Price per square foot

  • 31-40 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Step back in time to a small town in Tennessee, located just an hour from Chattanooga and 2 hrs from Nashville. Spencer is 15-miles from beautiful Fall Creek Falls State Park. The house sits on 3 lots equaling 1.32 ac+/- and is a completely remodeled 4 bd 3 ba w/2 large family flex spaces, 2 gas fireplaces., updated kitchen with butcher block countertops, new appliances and cabinets. The kitchen extends through the French doors to the outside and enjoy the breeze where entertaining will happen from either of the large front deck or even larger rear deck. This home features new flooring, paint, and tile showers. Rooms are spacious. Two car attached garage. Conveniently located to HWY 111 and access from two streets, front & rear. The house boasts 2772 SQFT, plus the partially finished basement. Home will feature a clawfoot soaker tub.. See this beauty today! Additional photos to be added soon.
MLS# 235723

Courtesy Of First Realty Co.

(931) 528-1573

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Double Pane Windows, Deck
  • Appliances
    Dishwasher, Range, Washer
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Lot Size
    1.32 Acres
  • Rooms
    Basement

Map and Directions

Directions to 395 Church St, Spencer, TN 38585

Home seller CENTURY 21 Professional Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Professional Group

(423) 949-7653
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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