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402 E Main Street, Monticello, IL 61856

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For Sale

$305,000

4 beds • 1 baths • 1 half baths • 1,787 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $170.68
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This beautiful historic home in the heart of Monticello is filled with turn-of-the-century character and thoughtfully preserved details. From the moment you step onto the expansive wrap-around front porch, recently rebuilt with Trex flooring-you'll feel the warmth and charm that only a home like this can offer. Inside, the home showcases original woodwork, pocket doors, and gleaming hardwood floors, carefully maintained to preserve its timeless beauty. The updated kitchen blends old-world charm with today's conveniences, featuring quartz countertops, black stainless steel appliances, and updated cabinetry. Major updates-including newer windows, roof, siding, and garage-offer peace of mind, while the private backyard is a true gardener's delight with a patio perfect for relaxing or entertaining. Lovingly cared for by the same owner for the past 30 years, this home is ready for its next chapter. If you've been searching for a home that combines history, craftsmanship, and modern updates, look no further-this Monticello masterpiece is waiting for you.
MLS# 12449154

Courtesy Of The McDonald Group

(217) 359-7971

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Roof Type
    Asphalt

Map and Directions

Directions to 402 E Main Street, Monticello, IL 61856

Home seller CENTURY 21 Quest

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Quest

(217) 935-0000
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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