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407 E 13th Street, Spencer, IA 51301

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For Sale

$120,000

2 beds • 1 baths • 680 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $176.47
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you ll find a warm and welcoming living space that s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.
MLS# 251029

Courtesy Of My Real Estate Company

(712) 264-5678

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck
  • Appliances
    Dryer, Microwave, Range, Refrigerator
  • Architecture Style
    Bungalow
  • Exterior Type
    Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.13 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 407 E 13th Street, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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