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447 S State Street, Monticello, IL 61856

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For Sale
Sale Pending

$274,500

3 beds • 1 baths • 1 half baths • 1,694 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $162.04
    Price per square foot

  • Hot Tub Spa
    Amenities

  • Fireplace
    Fireplace

Explore this Property

You deserve the best! And this Craftsman home delivers warmth in the heart of Monticello. From the deep front porch where neighbors still wave, to a tiered back deck with covered pergola and hot tub overlooking a koi pond, this Home delivers the small-town lifestyle so many search for. Inside, refinished original oak floors and period details pair with an updated kitchen and baths-plus new stainless appliances-for easy everyday living. The layout connects living, dining, and kitchen with natural light, while the basement adds storage, workshop space, or room to spread out. Thoughtful system updates provide peace of mind: roof 2009; Trane furnace & A/C 2021; water heater 2019; updated electric panels. An oversized 2-car garage adds versatility. All of this on tree-lined State Street, walkable to cafes, restaurants, the high school, and downtown. If you value character, porch time, and a home that's been cared for-not covered over-this is the one.
MLS# 12327269

Courtesy Of The McDonald Group

(217) 359-7971

Property Features

  • Amenities
    Hot Tub Spa
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood
  • Heating System
    Forced Air

Map and Directions

Directions to 447 S State Street, Monticello, IL 61856

Home seller CENTURY 21 Quest

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Quest

(309) 459-2121
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Mortgage Calculator

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.