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449 SW MONTGOMERY Drive, Lake City, FL 32025

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For Sale

$540,000

4 beds • 3 baths • 2 half baths • 3,075 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $175.61
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you dreamed of living in a lakeside retreat w/ a tennis court, gazebo, storage shed/carport & a dash of old-school charm, this 1951 classic on "Doctors Row" might just be your prescription for happiness! This 2-story beauty offers a new flat roof 2023, 3,075 sqft of heated/cooled living space on a 3.41-acre lot. 4 beds w/ 2 Master Suites, bonus room, 3 full baths & 2 half-baths PLUS living room, sun room, formal dining & TONS of storage space! Laundry? This home offers a choice of upstairs/inside or downstairs/garage laundry hookup! The grand living room features beautiful hardwood floors that flow throughout most of the home, a wood-burning fireplace, paneling, crown molding, wainscoting, plantation shutters & soaring 10-foot ceilings. The sunroom w/ brick accents & more plantation shutters, opens to a large deck overlooking the back yard/lake. Speaking of views, almost all the windows have been replaced in 2023. The kitchen is equipped w/ stainless steel appliances, commercial-grade gas range & hood & trash compactor! The 18x20 main master suite has a private balcony overlooking Lake Montgomery! The driveway leads to a large front porch, inviting you to sit & stay awhile. Out back, enjoy the gazebo, dock/fishing platform & a tennis court that might just inspire your inner Serena or Roger. The large rear deck is ideal for entertaining or simply soaking in the natural beauty around you. You're just minutes away from downtown Lake City, explore the Lake City-Columbia County Historical Museum, & enjoy events at The Blanche. Outdoor enthusiasts will appreciate the proximity to Alligator Lake Recreation Area, offering trails, fishing, and birdwatching! This Lake City gem combines classic elegance w/ modern amenities, all set on a lakeside lot. Whether you're hosting gatherings, or enjoying outdoor activities, this home offers a lifestyle that's both comfortable & captivating.
MLS# 845094

Courtesy Of EXP Realty, LLC

(888) 883-8509

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Disabled Access, Water Front
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Wood, Tile, Laminate
  • Lot Size
    3.41 Acres
  • Roof Type
    Asphalt
  • Rooms
    Dining Room, Bonus Room
  • View Type
    Lake

Map and Directions

Directions to 449 SW MONTGOMERY Drive, Lake City, FL 32025

Home seller CENTURY 21 J W Morton Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 J W Morton Real Estate, Inc.

(352) 726-6668
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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