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525 E 2nd Street, Spencer, IA 51301

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For Sale

$109,000

3 beds • 1 baths • 1,720 sqft

Estimated Payment

$      /mo. †

APR for 30 years

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  • Single Family Detached
    Property type

  • $63.37
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Start Fresh on Second Street! This bungalow is more than just a house it s a blank canvas waiting for its next chapter with a little TLC needed. Step inside to discover warm wood floors that stretch through the living room, where natural light filters in and an arched doorway leads you toward the kitchen. With two bedrooms plus a bonus space, the layout adapts easily to your lifestyle whether that s a home office, guest room, or hobby retreat. Practical updates like brand-new central air in 2025 give peace of mind, while the two bathrooms provide convenience for busy mornings. Outside, the detached garage offers covered parking and storage, and the extra-deep backyard invites summer barbecues, gardening, or simply space to let kids and pets play freely. Centrally located and full of potential, this home is ready for someone who wants affordability without giving up charm, space, or updates.
MLS# 251259

Courtesy Of Hometown Realty

(712) 260-5711

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Range, Refrigerator, Washer
  • Architecture Style
    Bungalow
  • Exterior Type
    Block, Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.16 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 525 E 2nd Street, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 224-2300
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.