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550 Cross Plains, Rockford, IL 61107

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For Sale

$415,000

3 beds • 2 baths • 1,866 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $222.40
    Price per square foot

  • Basement
    Rooms

Explore this Property

Brand-new construction located in a prime NE Rockford subdivision with estimated completion in September/October 2025. This sleek, open-concept 1,866 sq ft ranch-style home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinguished roofline, and a front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island (with sink), quartz countertops, GE appliances, and a large pantry. The kitchen and dining area flow into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. The primary suite includes a walk-in closet and private bath with a double quartz vanity, tile flooring, and a tiled shower with a glass door. Two additional bedrooms and a full bathroom provide comfortable accommodations. High-end finishes include light-colored, wood-look LVP flooring in the main areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and black/brushed nickel lighting. A mudroom and laundry room off of the kitchen offer a utility sink, coat closet, and garage access. The basement is ready for future finishing, featuring an egress window, rough-in for a bathroom, power vent water heater, and 200 AMP electrical. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program qualifying homeowners may receive three years of property tax refunds, potentially saving thousands. Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.
MLS# 202504653

Courtesy Of Signature Real Estate Brokerage, LLC

(815) 315-1111

Open Houses

August

10

Sunday

In Person

Sunday, August 10, 2025

11:00AM - 1:00PM

Property Features

  • Amenities
    Deck
  • Appliances
    Cooktop, Dishwasher, Microwave, Washer
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.32 Acres
  • Rooms
    Basement, Kitchen

Map and Directions

Directions to 550 Cross Plains, Rockford, IL 61107

Home seller CENTURY 21 Affiliated

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Affiliated

(815) 397-7700
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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Rockford Area MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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