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9020/9022 Houston Street, Panama City, FL 32408

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For Sale

$498,000

4 beds • 2 baths • 1,930 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $258.03
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

The Perfect Investment Opportunity! Duplexes like this, priced so attractively and located close to the beach, rarely come up for sale. This like-new 4Bed 2Bath duplex presents an incredible opportunity for first-time homebuyers and seasoned investors alike. Each unit features 2 spacious bedrooms and 1 bath, allowing you to live on one side while offsetting your mortgage with rental income from the other. This stunning property boasts an updated kitchen equipped with new stainless-steel appliances, a stylish countertop, and a modern kitchen sink. Enjoy new doors with black hinges and handles, a new water heater, and contemporary light fixtures throughout. The units feature new life-proof flooring throughout, a brand-new roof, updated bathroom vanities,toilets and sinks, and modern showers with sleek sliding doors.Feel secure with a new privacy fence and energy-efficient windows, as well as extra insulation in the attic for enhanced comfort. A smart thermostat enhances the modern living experience. Enjoy proximity to schools, entertainment, the beach, hospitals, pharmacies, and more. Ideal for investors, this duplex is perfect for Airbnb, long-term rentals, or any rental strategy you desire. For VA, FHA, or conventional buyers, this is an excellent way to start your investment journey, as your lender may consider potential rental income to help you qualify.Situated in a desirable location with NO HOA fees, this duplex is truly a hidden gem. Whether you're looking to make a smart investment or find the ideal multi-generational living arrangement, this property stands out as one of the best deals currently on the market. Don't miss out on this fantastic opportunity!
MLS# 772201

Courtesy Of Keller Williams Success Realty

(850) 249-0313

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Oven, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Vinyl Siding
  • Lot Size
    0.25 Acres
  • Rooms
    Family Room

Map and Directions

Directions to 9020/9022 Houston Street, Panama City, FL 32408

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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