524 Cedar Creek Road, Palatka, FL 32177
Local realty services provided by:CENTURY 21 Crest Realty
Listed by: barbara jenness
Office: barbara b jenness pa
MLS#:2136154
Source:JV
Price summary
- Price:$950,000
- Price per sq. ft.:$239.9
About this home
Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres.
Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone .
Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience.
Additional improvements and features include:
- Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit.
- Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles
- Second gated entrance for RV and equipment access
- Well and septic system, water softener, and reverse osmosis at kitchen sink
- Attached 2-car garage
- Plenty of additional parking - room for all your guests!
- Irrigation System for front and back of the property
This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise....
Contact an agent
Home facts
- Year built:1994
- Listing ID #:2136154
- Added:5 day(s) ago
- Updated:March 28, 2026 at 04:45 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:13
- Flooring:tile, wood
- Bathrooms Description:Primary Bathroom -Tub with Separate Shower
- Kitchen Description:Breakfast Bar, Dishwasher, Eat-in Kitchen, Electric Cooktop, Kitchen Island, Microwave, Refrigerator, Water Softener Owned
- Bedroom Description:Split Bedrooms
- Living area:2,922 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Central, Electric, Heat Pump
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1994
- Building area:2,922 sq. ft.
- Lot area:1.47 Acres
- Lot Features:Sprinklers In Front, Sprinklers In Rear
- Architectural Style:Ranch
- Construction Materials:Brick
- Exterior Features:Covered, Front Porch, Screened
Utilities
- Water:Well
- Sewer:Septic Tank
Finances and disclosures
- Price:$950,000
- Price per sq. ft.:$239.9
- Tax amount:$8,549 (2025)
Features and amenities
- Laundry features:Dryer, Washer
- Amenities:Boat Lift, Breakfast Bar, Dock, Eat-in Kitchen, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Parking
- Parking description:Attached, Garage, Garage Door Opener
- Garage:Yes
- Garage spaces:2
- Carport spaces:2
New listings near 524 Cedar Creek Road
- New
$36,900Active4.82 Acres0 Fawn Trail, Palatka, FL 32177
MLS# 2137206Listed by: SAVVY AVENUE, LLC. - Open Sun, 2 to 4pmNew
$364,500Active3 beds 2 baths1,511 sq. ft.138 Bostwick Cemetery Road, Palatka, FL 32177
MLS# 2136365Listed by: NATALE REALTORS - Open Sun, 2 to 4pmNew
$290,000Active3 beds 3 baths1,929 sq. ft.3211 Blair Drive, Palatka, FL 32177
MLS# 2137029Listed by: MOMENTUM REALTY - New
$214,900Active4 beds 2 baths1,296 sq. ft.205 S 13th Street, PALATKA, FL 32177
MLS# O6393078Listed by: EMPIRE NETWORK REALTY - New
$110,000Active4.76 Acres0 Slew Court, Palatka, FL 32177
MLS# 2136929Listed by: MOSSY OAK PROPERTIES - New
$50,000Active0.57 AcresTBD Fairway Drive, Palatka, FL 32177
MLS# 2136916Listed by: TIMBER TO TIDES REALTY LLC - New
$9,850Active0.12 AcresAddress Withheld By Seller, PALATKA, FL 32177
MLS# O6393393Listed by: EXP REALTY LLC - New
$9,850Active0.11 AcresAddress Withheld By Seller, PALATKA, FL 32177
MLS# O6393404Listed by: EXP REALTY LLC - New
$346,000Active31.29 Acres308 Palmetto Bluff Road, Palatka, FL 32177
MLS# 2133955Listed by: THE LEGENDS OF REAL ESTATE - New
$28,900Active1.22 Acres119 Shaggy Circle, Palatka, FL 32177
MLS# 2136619Listed by: TEAM FLORIDA REALTY SERVICES INC