404-406 E Prospect Terrace, Freeport, IL 61032

Local realty services provided by:CENTURY 21 North East
404-406 E Prospect Terrace,Freeport, IL 61032
$200,000
  • 4 Beds
  • 2 Baths
  • - sq. ft.
  • Multi-family
  • Active
Listed by: olga kampmeier
Office: keller williams realty signature
MLS#:12590298
Source:MLSNI

Price summary

  • Price:$200,000

About this home

Stop Renting. Start Owning! Unique homeownership opportunity designed for renters ready to make the move to owning. Two-story duplex featuring 2 bedrooms and 1 bathroom in each unit. The main floor unit offers a spacious living room and separate dining room with hardwood flooring, plus a kitchen with new vinyl plank flooring and main floor laundry hookups. The upper unit features a light-filled living room, separate dining room, and kitchen with new vinyl plank flooring. Property also includes separate basement access, separate utilities, and updated 100-amp service. Great opportunity for an owner-occupant or investor. This property qualifies for a unique homeownership program designed to help renters transition to ownership with minimal upfront cash and a simplified approval process. Example terms: $200,000 purchase price with payments as low as $1,395/month. Security deposit may be applied toward the down payment, and the first month's rent becomes the first mortgage payment....

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Home facts

  • Year built:1897
  • Listing ID #:12590298
  • Added:2 day(s) ago
  • Updated:March 14, 2026 at 11:28 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:10
  • Basement:Yes
  • Basement Description:Full, Unfinished

Heating and cooling

  • Heating:Forced Air

Structure and exterior

  • Year built:1897
  • Lot area:0.25 Acres

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$200,000
  • Tax amount:$1,501 (2024)

Parking

  • Total parking spaces:2
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