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401 Division Street, Saint Charles, IL 60174

Saint Charles
Local realty services provided by:CENTURY 21 Circle
401 Division Street,St. Charles, IL 60174
$475,000
  • 3 Beds
  • 3 Baths
  • 1,900 sq. ft.
  • Single family
  • Active
Listed by: erin grant
Office: village realty, inc.
MLS#:12749593
Source:MLSNI

Price summary

  • Price:$475,000
  • Price per sq. ft.:$250

About this home

Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

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Home facts

  • Year built:1952
  • Listing ID #:12749593
  • Updated:September 13, 2026 at 11:08 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:8
  • Dining Description:Separate Dining Room
  • Kitchen Description:Dishwasher, Microwave, Range, Refrigerator
  • Basement Description:Finished, Full
  • Living area:1,900 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Forced Air, Natural Gas
  • Central air:Yes

Structure and exterior

  • Roof:Asphalt
  • Year built:1952
  • Building area:1,900 sq. ft.
  • Foundation Description:Concrete Perimeter
  • Levels:2 Story

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$475,000
  • Price per sq. ft.:$250
  • Tax amount:$9,563 (2025)

Features and amenities

  • Laundry features:Dryer, Washer
  • Amenities:Ceiling Fan(s), Sump Pump, Water-Softener Rented

Parking

  • Total parking spaces:2
  • Parking description:Concrete, Detached Garage, Garage
  • Garage:Yes
  • Garage spaces:2.5
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