983 White Oak Drive, Waterloo, IL 62298
Local realty services provided by:CENTURY 21 Broughton Team
Listed by:
Linda Frierdich(618) 281 - 7621CENTURY 21 Advantage Real Estate, Inc.
Office: century 21 advantage
MLS#:26049892
Source:MO_MARIS
Price summary
- Price:$475,000
- Price per sq. ft.:$173.36
- Monthly HOA dues:$32
About this home
Welcome to this exceptional 3-bedroom, 3-bathroom home nestled on a stunning 2.51-acre lot graced with beautiful mature shade trees in Waterloo, IL! With 2,740 square feet of thoughtfully designed living space, a gorgeous brick and vinyl exterior, and an incredible array of updates and features, this property is truly something special from the moment you arrive.
The charming covered front porch sets the tone for the warmth and character found throughout this remarkable home. The attached 2-car side entry garage provides everyday convenience, while a separate 1-car detached garage offers excellent additional storage space for all your needs.
Step inside and be immediately captivated by the breathtaking family room featuring stunning hardwood floors, a classic wood burning fireplace perfect for cozy evenings, and a bay door that opens to the generously sized newly updated composite deck, where scenic views of the beautiful wooded acreage create an absolutely unforgettable backdrop for entertaining and relaxing. The well-appointed kitchen boasts a tile backsplash, ample cabinet storage, and a cheerful breakfast area with all appliances included! The dedicated dining room provides an elegant setting for meals and gatherings, while a convenient main level laundry room and full bathroom add exceptional everyday functionality.
Head upstairs to discover the truly sprawling primary bedroom suite which is a luxurious retreat featuring a cathedral ceiling, an enormous walk-in closet, and a spa-like attached bathroom complete with a dual vanity, soaking tub, and separate shower. Two additional well-appointed bedrooms, a second full bathroom, and a versatile loft area — perfect for a home office, reading nook, or additional lounge space — complete the upper level.
The finished lower level further expands your living space with a sprawling recreation room and a dedicated exercise room — providing the ultimate space for entertaining, fitness, and everyday enjoyment. And the best part? The bar and shuffleboard can stay with an accepted contract request, making this the ultimate entertainment destination!
Recent updates provide exceptional peace of mind and add significant value throughout, including a brand new roof, new composite decking, and approximately 90% new siding, ensuring this home is as solid as it is beautiful. A dual furnace system, all-electric utilities, and all appliances included round out this incredible package.
Step outside and experience the magic of 2.51 private acres dotted with beautiful mature shade trees — a serene and picturesque setting unlike anything else. The deck and patio create the perfect outdoor entertaining and relaxation space, completing this truly exceptional property.
With its stunning acreage, incredible updates, spacious layout, and fantastic features throughout, 983 White Oak Dr is a rare and wonderful find in Waterloo....
Contact an agent
Home facts
- Year built:1996
- Subdivision & Development:Cedar Lake Estates
- Listing ID #:26049892
- Added:40 day(s) ago
- Updated:September 14, 2026 at 08:15 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:10
- Kitchen Description:Dishwasher, Disposal, Electric Cooktop, Microwave
- Basement:Yes
- Basement Description:Partially Finished
- Living area:2,740 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Forced Air
- Central air:Yes
Structure and exterior
- Year built:1996
- Building area:2,740 sq. ft.
- Lot area:2.51 Acres
- Architectural Style:Traditional
- Construction Materials:Brick, Vinyl Siding
- Levels:2 Story
Schools
- High school:Waterloo
- Middle school:WATERLOO DIST 5
- Elementary school:WATERLOO DIST 5
Utilities
- Water:Public
- Sewer:Septic Tank
Finances and disclosures
- Price:$475,000
- Price per sq. ft.:$173.36
- Tax amount:$6,748 (2024)
Features and amenities
- Amenities:Cathedral Ceiling(s)
Parking
- Total parking spaces:2
- Parking description:Detached, Garage Door Opener
- Garage:Yes
- Garage spaces:2
Copyright 2026 Mid-America Regional Information Systems. All rights reserved. Listings courtesy of Mid-America Regional Information Systems as distributed by MLS GRID <Last Updated September 14, 2026. Mid-America Regional Information Systems provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. Mid-America Regional Information Systems will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of Mid-America Regional Information Systems.New listings near 983 White Oak Drive
- New
$525,000Active4 beds 3 baths2,540 sq. ft.910 Taylor Drive, Waterloo, IL 62298
MLS# 26058231Listed by: WORTH CLARK REALTY - New
$264,900Active3 beds 2 baths2,236 sq. ft.523 Mary Drive, Waterloo, IL 62298
MLS# 26058278Listed by: KELLER WILLIAMS PINNACLE - New
$638,000Active3 beds 4 baths3,406 sq. ft.4176 State Route 156, Waterloo, IL 62298
MLS# 26058260Listed by: CENTURY 21 ADVANTAGE - New
$249,900Active4 beds 2 baths1,380 sq. ft.306 Walnut Street, Waterloo, IL 62298
MLS# 26058161Listed by: KELLER WILLIAMS PINNACLE - Open Sat, 11am to 1pmNew
$199,900Active3 beds 1 baths1,121 sq. ft.309 N Moore Street, Waterloo, IL 62298
MLS# 26058133Listed by: EXP REALTY - New
$275,000Active3 beds 2 baths2,076 sq. ft.708 S Library Street, Waterloo, IL 62298
MLS# 26057374Listed by: RE/MAX PREFERRED 
$29,000Pending2 beds 1 baths672 sq. ft.4814 Timber Lake Court, Waterloo, IL 62298
MLS# 26056971Listed by: KELLER WILLIAMS PINNACLE
$180,000Pending2 beds 1 baths768 sq. ft.504 Stiening Street, Waterloo, IL 62298
MLS# 26056701Listed by: CENTURY 21 ADVANTAGE
$360,000Active3 beds 2 baths2,134 sq. ft.4609 Fountain Brook Drive, Waterloo, IL 62298
MLS# 26056544Listed by: RE/MAX PREFERRED
$485,000Pending3 beds 3 baths2,534 sq. ft.6730 Cardinal Drive, Waterloo, IL 62298
MLS# 26055583Listed by: STELLHORN REALTY, INC.
Protect your home and budget from life's surprises with an Assurant Home Warranty, backed by a partner that supports you through every step of homeownership. Explore Plans.
©2026 Century 21 Real Estate LLC. All rights reserved. CENTURY 21®, the CENTURY 21 Logo and C21® are service marks owned by Century 21 Real Estate LLC. Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Listing information is deemed reliable but not guaranteed accurate.