12686 NE 96th Street Ne, Elk River, MN 55330
Local realty services provided by:CENTURY 21 First Realty, Inc.
12686 NE 96th Street Ne,Elk River, MN 55330
$899,999
- 5 Beds
- 4 Baths
- 3,786 sq. ft.
- Single family
- Pending
Listed by: jimmy v myers
Office: exp realty
MLS#:7074288
Source:NSMLS
Price summary
- Price:$899,999
- Price per sq. ft.:$229.01
- Monthly HOA dues:$41.67
About this home
Welcome home to your own private slice of paradise in the highly sought-after Mississippi Cove neighborhood in Otsego! This meticulously maintained custom-built 5-bedroom, 4-bath home sits on a stunning 1-acre lot with no neighbors in front or behind, offering rare privacy, space, and comfort.
Enjoy peaceful living in this exclusive HOA-maintained community featuring all 1-acre lots, over 50% open green space, and no remaining buildable lots—preserving the natural beauty and serenity of the area.
From the charming front porch to the incredible backyard, this home is designed for both relaxation and entertaining. Out back, enjoy a spacious deck and patio, plus an eye-catching 3-season porch with fireplace for year-round enjoyment.
Inside, the main floor features beautiful maple flooring, in-floor heat, a chef’s kitchen with rich maple cabinetry, walk-in pantry, and a generous living room with fireplace. A main floor office adds flexible workspace.
Upstairs offers brand new carpet throughout, four spacious bedrooms, upper-level laundry, and an impressive primary suite with walk-in closet, private bath, and peaceful backyard views. A full hall bath serves the secondary bedrooms.
Thoughtful design includes a mudroom with lockers, walk-in closet, and nearby half bath. Wide 4-foot stairs and hallways make moving furniture simple and stress-free.
The fully finished basement features in-floor radiant heat, a large family room with fireplace and custom built-ins, wet bar, additional bedroom with walk-in closet, full bath, and extra laundry—ideal for guests or a mother-in-law suite.
A heated oversized 3-car garage with water and floor drains adds rare practicality, while a brand new roof in 2024 provides peace of mind.
Outdoor enthusiasts will appreciate nearby river and islands offering fishing and bow hunting opportunities.
An exceptional opportunity to own a true legacy property along the Mississippi with unmatched quality, space, and lifestyle....
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Home facts
- Year built:2010
- Subdivision & Development:Davis Mississippi Cove 2nd Add
- Listing ID #:7074288
- Added:97 day(s) ago
- Updated:August 20, 2026 at 08:18 AM
Rooms and interior
- Bedrooms:5
- Total bathrooms:4
- Full bathrooms:2
- Half bathrooms:1
- Bathrooms Description:3/4 Basement, Bathroom Ensuite, Jetted Tub, Main Floor 1/2 Bath, Separate Shower and Tub, Upper Level Full Bath, Walk-In Shower Stall
- Kitchen Description:Dishwasher, Double Oven, Exhaust Fan, Freezer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven
- Basement:Yes
- Basement Description:Daylight / Lookout Windows, Drain Tiled, Egress Window(s)
- Living area:3,786 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Forced Air
- Central air:Yes
Structure and exterior
- Year built:2010
- Building area:3,786 sq. ft.
- Lot area:1 Acres
- Levels:2 Story
Utilities
- Water:Well
- Sewer:Septic System Compliant - Yes
Finances and disclosures
- Price:$899,999
- Price per sq. ft.:$229.01
- Tax amount:$7,069 (2026)
Features and amenities
- Appliances:Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
- Laundry features:Washer
- Amenities:Air-To-Air Exchanger, Gas Water Heater, Water Softener Owned
Parking
- Parking description:Attached Garage, Concrete, Floor Drain, Garage Door Opener, Heated Garage
- Garage:Yes
- Garage spaces:3
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