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204 Montecito Terrace, Saint Charles, MO 63304

Saint Charles
Local realty services provided by:CENTURY 21 Bailey & Co.
204 Montecito Terrace,St Charles, MO 63304
$369,000
  • 3 Beds
  • 2 Baths
  • 1,321 sq. ft.
  • Single family
  • Active
Listed by: justin schoemehl
Office: patton properties
MLS#:26046162
Source:MO_MARIS

Price summary

  • Price:$369,000
  • Price per sq. ft.:$279.33
  • Monthly HOA dues:$50

About this home

Welcome to 204 Montecito Terrace in the highly sought-after Montecito subdivision! This beautifully maintained 3-bedroom, 2-bath ranch delivers over 1,300 sq ft of bright, open living space. Step inside to soaring vaulted ceilings, a cozy fireplace, recessed lighting, and luxury vinyl plank flooring flowing through the main living areas. The showstopper kitchen features rich espresso cabinetry with designer gold hardware, stainless appliances, and breakfast-bar seating that opens to the dining area with a wall of windows overlooking the backyard. The spacious primary suite offers a charming bay-window sitting area, and both baths are tastefully finished. Built in 2005, all major systems are well within their expected life — move in with total confidence. Out back, a BRAND NEW wood deck steps down to a patio and a huge, flat, fully usable lot backing to a private tree line — no rear neighbors, just green space. Add a welcoming covered front porch, an oversized garage with...

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Home facts

  • Year built:2004
  • Subdivision & Development:Montecito
  • Listing ID #:26046162
  • Added:2 day(s) ago
  • Updated:July 31, 2026 at 06:54 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:7
  • Kitchen Description:Dishwasher, Microwave, Refrigerator
  • Basement:Yes
  • Basement Description:Unfinished, Walk-Out Access
  • Living area:1,321 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Forced Air
  • Central air:Yes

Structure and exterior

  • Roof:Asphalt
  • Year built:2004
  • Building area:1,321 sq. ft.
  • Lot area:0.34 Acres
  • Architectural Style:Ranch, Traditional
  • Construction Materials:Vinyl Siding
  • Levels:1 Story

Schools

  • High school:Francis Howell High
  • Middle school:Bryan Middle
  • Elementary school:Independence Elem.

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$369,000
  • Price per sq. ft.:$279.33
  • Tax amount:$4,012 (2025)

Features and amenities

  • Amenities:Open Floorplan

Parking

  • Garage:Yes
  • Garage spaces:2
MLS LogoCopyright 2026 Mid-America Regional Information Systems. All rights reserved. Listings courtesy of Mid-America Regional Information Systems as distributed by MLS GRID <Last Updated July 31, 2026. Mid-America Regional Information Systems provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. Mid-America Regional Information Systems will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of Mid-America Regional Information Systems. MO_MARIS Member Broker: Tina Besserman

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