3020 Silver Creek Mountain Road, Morganton, NC 28655
Local realty services provided by:CENTURY 21 Triangle Group
Listed by: carly conley
Office: keller williams professionals
MLS#:4394477
Source:CH
3020 Silver Creek Mountain Road,Morganton, NC 28655
$375,000
- 2 Beds
- 3 Baths
- 1,854 sq. ft.
- Single family
- Active
Price summary
- Price:$375,000
- Price per sq. ft.:$202.27
- Monthly HOA dues:$50
About this home
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility.
The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains.
A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place.
Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living.
Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both.
An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat.
Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come....
Contact an agent
Home facts
- Year built:2012
- Listing ID #:4394477
- Updated:June 19, 2026 at 06:11 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Flooring:Concrete, Laminate, Wood
- Kitchen Description:Dishwasher, Electric Oven, Microwave, Refrigerator
- Basement:Yes
- Basement Description:Garage Door
- Living area:1,854 sq. ft.
Heating and cooling
- Cooling:Central Air
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2012
- Building area:1,854 sq. ft.
- Lot area:0.95 Acres
- Lot Features:Cleared, Rolling Slope, Views
- Architectural Style:Cabin
- Construction Materials:Log
- Foundation Description:Basement
Schools
- High school:Freedom
- Elementary school:W.A. Young
Utilities
- Water:Well
- Sewer:Septic (At Site)
Finances and disclosures
- Price:$375,000
- Price per sq. ft.:$202.27
Features and amenities
- Laundry features:Main Level
Parking
- Parking description:Attached Garage, Driveway
- Garage:Yes
- Garage spaces:1
Listings courtesy of Canopy MLS as distributed by MLS GRID. Copyright 2021 Canopy MLS. All rights reserved. Canopy MLS, provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. Canopy MLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of Canopy MLS. CH Member Broker: Pat FlanaganNew listings near 3020 Silver Creek Mountain Road
- New
$875,000Active3 beds 3 baths2,714 sq. ft.115 Country Club Drive, Morganton, NC 28655
MLS# 4395354Listed by: BERKSHIRE HATHAWAY HOMESERVICES BLUE RIDGE REALTORS 
$98,000Active2.63 Acres5310 Avenida De Oro Road #3.1, Morganton, NC 28655
MLS# 4383476Listed by: REALTY ONE GROUP REVOLUTION
$52,000Active1.4 Acres5311 Avenida De Oro Road #2.1, Morganton, NC 28655
MLS# 4383478Listed by: REALTY ONE GROUP REVOLUTION
$52,000Active1.4 Acres5317 Avenida De Oro Road #2.2, Morganton, NC 28655
MLS# 4383482Listed by: REALTY ONE GROUP REVOLUTION- New
$425,000Active3 beds 2 baths1,640 sq. ft.2401 Lail Road, Morganton, NC 28655
MLS# 4386286Listed by: FONTA FLORA REALTY - New
$252,000Active3 beds 2 baths1,512 sq. ft.3991 Silver Creek Terrace, Morganton, NC 28655
MLS# 4389533Listed by: MCCOMBS & HOKE REAL ESTATE - New
$150,000Active5.32 Acres4322 Kirby Drive, Morganton, NC 28655
MLS# 4394681Listed by: RE/MAX A-TEAM 
$650,000Pending0.94 Acres1635 Braxton Gate Drive #198, Morganton, NC 28655
MLS# 4394724Listed by: ENGEL & VOLKERS FOOTHILLS LAKE JAMES- Coming Soon
$209,900Coming Soon2 beds 2 baths547 Pea Ridge Street, Morganton, NC 28655
MLS# 4394813Listed by: HORIZON REALTY ASSOCIATES LLC
Protect your home and budget from life's surprises with an Assurant Home Warranty, backed by a partner that supports you through every step of homeownership. Explore Plans.
©2026 Century 21 Real Estate LLC. All rights reserved. CENTURY 21®, the CENTURY 21 Logo and C21® are service marks owned by Century 21 Real Estate LLC. Century 21 Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Listing information is deemed reliable but not guaranteed accurate.