3020 Silver Creek Mountain Road, Morganton, NC 28655
Local realty services provided by:CENTURY 21 Rucker Real Estate
Listed by: carly conley
Office: keller williams professionals
MLS#:4394477
Source:CH
Price summary
- Price:$375,000
- Price per sq. ft.:$202.27
- Monthly HOA dues:$50
About this home
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility.
The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains.
A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place.
Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living.
Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both.
An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat.
Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come....
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Home facts
- Year built:2012
- Subdivision & Development:Silver Creek Springs
- Listing ID #:4394477
- Updated:September 15, 2026 at 01:58 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Flooring:Concrete, Laminate, Wood
- Kitchen Description:Dishwasher, Electric Oven, Microwave, Refrigerator
- Basement:Yes
- Basement Description:Garage Door
- Living area:1,854 sq. ft.
Heating and cooling
- Cooling:Central Air
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2012
- Building area:1,854 sq. ft.
- Lot area:0.95 Acres
- Lot Features:Cleared, Rolling Slope, Views
- Architectural Style:Cabin
- Construction Materials:Log
- Foundation Description:Basement
Schools
- High school:Freedom
- Elementary school:W.A. Young
Utilities
- Water:Well
- Sewer:Septic (At Site)
Finances and disclosures
- Price:$375,000
- Price per sq. ft.:$202.27
Features and amenities
- Laundry features:Main Level
Parking
- Parking description:Attached Garage, Driveway
- Garage:Yes
- Garage spaces:1
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