8430 10th Place, Lubbock, TX 79416
Local realty services provided by:CENTURY 21 Kearney & Associates
8430 10th Place,Lubbock, TX 79416
$239,990
- 3 Beds
- 2 Baths
- 1,530 sq. ft.
- Single family
- Active
Listed by: robert wilbur
Office: lubbock discount realty
MLS#:202609817
Source:TX_LAR
Price summary
- Price:$239,990
- Price per sq. ft.:$156.86
About this home
WEST LUBBOCK HILL VALLEY HOME — OWNER FINANCED!Price: $239990 | $0 DOWN PAYMENT | FRENSHIP ISDSkip strict traditional bank underwriting and step into a beautifully maintained 1,530 sq ft executive home in West Lubbock's high-demand Hill Valley community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, independent operators, or anyone looking for a great home without the banking hoops. Offered directly by BBA—no more renting! THE LOCATION: Hill Valley (West Lubbock - 79416)Located in the highly coveted, top-tier Frenship ISD school track.Fast, convenient access to West Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood footprint. HOME HIGHLIGHTS:Built in 2022 - Enjoy modern construction, updated wiring, and energy-efficient building standards.Pristine, spacious layout spanning 1,520 square feet.3 Spacious Bedrooms & 2 Full Bathrooms.Attached 2-Car Garage.Open-concept living layout with abundant natural light—perfect for families.Gourmet kitchen featuring premium counter space and custom cabinet storage.Beautiful primary suite serving as a true retreat with great closet space. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% to 8.5% (Based on final file underwriting).Closing Costs: $7,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$1,895 to $2,125/month (Includes principal, interest, estimated property taxes, and home insurance—perfectly matching local market rents!). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $6,100+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $7,500 cash available for closing day.Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We qualify based on your true income and financial stability, not just a credit score! HOW TO APPLY / TOUR:Message us directly right now to receive our simple 1-page pre-screen form or to schedule a private walkthrough this week. With $0 down options available and a modern 3-bed/2-bath footprint in Frenship ISD, this BBA home will lock down fast!Disclaimer: Rates and terms are subject to final buyer qualification and underwriting approval through a Texas Licensed Residential Mortgage Loan Originator (RMLO) in compliance with the Texas Secure Act and Dodd-Frank regulations. Estimated monthly payments may vary slightly based on final insurance quotes and tax assessments....
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Home facts
- Year built:2022
- Listing ID #:202609817
- Added:1 day(s) ago
- Updated:July 17, 2026 at 02:59 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Living area:1,530 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Composition
- Year built:2022
- Building area:1,530 sq. ft.
- Lot area:0.12 Acres
- Lot Features:Landscaped, Sprinklers In Front, Sprinklers In Rear
- Construction Materials:Brick
- Exterior Features:Covered, Patio
- Foundation Description:Slab
Schools
- High school:Frenship
- Middle school:Frenship
- Elementary school:Willow Bend
Finances and disclosures
- Price:$239,990
- Price per sq. ft.:$156.86
- Tax amount:$3,718
Features and amenities
- Amenities:Low-Emissivity Windows, Window Coverings
- Pool features:Pool
Parking
- Parking description:Attached, Garage, Garage Door Opener
- Garage:Yes
- Garage spaces:2
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