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23 S 7th Street, Fernandina Beach, FL 32034

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For Sale
Price Reduced

$1,450,000

4 beds • 4 baths • 2,536 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1882
    Year built

  • $571.77
    Price per square foot

  • Electric
    Fireplace Description

Explore this Property

Set in the heart of the prized "Seventh Heaven" district, this 1882 historic gem features a new 2025 ROOF, 2025 HVAC, UPGRADED ELECTRICAL AND PREMIUM COPPER PLUMBING. Offering FOUR ENSUITE BEDROOMS, including a FIRST-FLOOR SUITE (currently used as an office), this home adapts beautifully to modern living. An iconic piece of Fernandina history, this was the town's very first brick home-built to endure and designed to impress. Inside, original heart pine floors, soaring 10-foot ceilings, turn-of-the-century hardware, and striking period brass light fixtures reflect its timeless character and storied past. Multiple living and dining areas flow effortlessly from one to the next, complemented by an impressive NATURAL GAS KITCHEN with white cabinetry, sleek black granite, dual pantries, and a JennAir range pairing a gas cooktop with an electric oven. Upstairs, the light-filled primary suite comfortably accommodates a king bed and opens to a private balcony with treetop views of historic homes. All second-floor bedrooms offer ensuite baths, closets, and elegant tile finishes. A sunlit upper living area with walls of new windows completes the layout. Outside, a spacious brick courtyard provides privacy and potential-with room for a pool if desired. The lush yard, framed by a historic gate, is filled with blooming flowers, fragrant jasmine, and two orange-producing trees. A driveway and space to add a garage add practical appeal. Just steps from your front door, enjoy restaurants, shops, live music, and Central Park's tennis, pickleball, and p tanque courts-while pristine beaches are only 1.7 miles away, an easy and breezy bike ride. Rarely do homes this close to historic downtown come available-don't miss it.
MLS# 112557, 2091124

Listed By CENTURY 21 Miller Elite

Property Features

  • Appliances
    Dishwasher, Dryer, Garbage Disposal, Microwave, Range / Oven, Refrigerator, Washer
  • Cooling
    Central A/C - Electric, Central A/C
  • Exterior
    Sprinkler System
  • Exterior Living Space
    Patio, Balcony / Lanai
  • Fencing
    Fenced Yard
  • Fireplace Description
    Electric
  • Interior
    Blinds
  • Location
    Marina
  • Lot Size
    0.12 Acres
  • Other
    Water Softener - Rent
  • Sewer
    Public
  • Style
    Other Style
  • Water
    Municipal Water

Home seller Meet the Agent,
Adele Suddes

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Adele Suddes

of CENTURY 21 Miller Elite

License: SL3436872
(904) 253-9760
Learn More About Me

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
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  • HOA Dues
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  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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