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850 Oak Street, Chattanooga, TN 37403

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For Sale

$1,595,000

4 beds • 3 baths • 1 half baths • 3,700 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $431.08
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to 850 Oak Street, an extraordinary restoration in Chattanooga's iconic Fort Wood Historic District, a neighborhood celebrated for its timeless architecture, tree-lined streets, and some of the city's most cherished historic homes. Built in 1900, this residence has been meticulously revived to honor its period craftsmanship while embracing thoughtful modern updates. The expansive columned front porch instantly captivates, featuring the original mosaic tile floor, an inviting spot to enjoy summer afternoons on your porch swing. The newly designed landscape highlights classic Southern plantings that will mature beautifully and further elevate the home's historic charm. The generous lot also offers ample space to add a garage with a rooftop deck, enhancing both functionality and outdoor living. Inside, restored wavy glass windows, soaring ceilings with custom dentil molding, ornate baseboards, multiple fireplaces, imported wallpaper, and carefully curated period lighting create an atmosphere rich in character. Original pocket doors, rediscovered during renovation, now elegantly separate the parlor, study, and living room, each space reflecting the home's storied past. The moody study with exposed brick is a cozy retreat ideal for working from home, while the living room features a stunning custom marble fireplace surround. Nearly floor-to-ceiling windows illuminate the formal dining room with natural light. The color-drenched kitchen is a work of art, featuring a farmhouse sink, marbled granite counters and backsplash, Monogram appliances, herringbone wood floors, beadboard, and furniture-grade cabinetry. A spacious half bath sits nearby, and a second staircase connects the kitchen to both the upper level and the lower suite. Upstairs, three beautifully curated bedrooms offer generous closets, while the hall bath showcases exquisite tilework and charming details. The designer-level laundry room, complete with patterned wallpaper, utility sink, pullout storage and folding counter, connects directly to the expansive primary closet. The primary suite feels like a peaceful treehouse escape, with tall windows and a luxury ensuite bath featuring deep green brick walls, a stunning pink clawfoot tub, harlequin floors, and a striking tiled shower. The private lower level suite, accessed by its own separate entrance, is ideal for guests, a dedicated office, or multigenerational living. Complete with a living area with bar, bedroom, and full bath, it offers exceptional flexibility.
MLS# 1524393

Courtesy Of Keller Williams Realty Greater Downtown

(423) 664-1900

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Basement
  • Appliances
    Refrigerator, Microwave, Dishwasher, Cooktop
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Tile - Ceramic, Concrete, Hardwood
  • Lot Size
    0.15 Acres
  • Rooms
    Family Room, Dining Room

Map and Directions

Directions to 850 Oak Street, Chattanooga, TN 37403

Home seller CENTURY 21 Prestige

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Prestige

(423) 498-3200
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.