996 Headwater Rd, Annapolis, MD 21403

Local realty services provided by:CENTURY 21 Mertz & Associates
996 Headwater Rd,Annapolis, MD 21403
$1,150,000
  • 4 Beds
  • 4 Baths
  • - sq. ft.
  • Single family
  • Coming Soon
Listed by: amanda joelle greenfield, deborah a greenfield
Office: engel & volkers annapolis
MLS#:MDAA2143898
Source:BRIGHTMLS

Price summary

  • Price:$1,150,000
  • Monthly HOA dues:$19.17

About this home

Nestled in the serene enclave of Kitty Creek, located right off the South River with easy access to the Chesapeake Bay; this meticulously maintained home offers the perfect blend of luxury, comfort, and waterfront living. Inside, you’re welcomed by refinished hardwood floors and abundant natural light. The updated kitchen features new GE stainless steel appliances and opens to a cozy living room with a wood-burning fireplace and direct access to the deck; ideal for dining under the stars overlooking the peaceful backyard and creek. A main-level laundry/mudroom with side entrance and ramp adds everyday convenience.The primary suite is a true retreat, featuring a waterfront-facing design with a private balcony and updated en-suite bath. Three additional bedrooms with new carpet offer flexibility for guests, a home office, or growing needs. The fully finished walkout lower level provides a private in-law suite with its own entrance, full kitchen, large updated bath, and laundry hookup;...

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Home facts

  • Year built:1986
  • Listing ID #:MDAA2143898
  • Added:1 day(s) ago
  • Updated:May 01, 2026 at 02:37 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Flooring:Carpet, Hardwood, Tile/Brick
  • Bathrooms Description:Primary Bath(s)
  • Kitchen Description:2nd Kitchen, Breakfast Area, Built-In Microwave, Built-In Range, Combination Kitchen/Living, Dishwasher, Extra Refrigerator/Freezer, Recessed Lighting, Refrigerator, Upgraded Countertops
  • Bedroom Description:Primary Bedroom - Bay Front
  • Basement:Yes
  • Basement Description:English, Rear Entrance, Walkout Level

Heating and cooling

  • Cooling:Central A/C
  • Heating:Electric, Heat Pump(s)

Structure and exterior

  • Roof:Asphalt
  • Year built:1986
  • Lot Features:Creek/Stream
  • Architectural Style:Traditional, Transitional
  • Construction Materials:HardiPlank Type
  • Foundation Description:Concrete Perimeter
  • Levels:2 Stories

Utilities

  • Water:Well
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$1,150,000
  • Tax amount:$8,067 (2026)

Features and amenities

  • Laundry features:Hookup, Washer/Dryer Hookups Only
  • Amenities:Ceiling Fan(s), Double Hung Windows, Primary Bedroom - Bay Front, Recessed Lighting, Replacement Windows, Skylight(s)