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128 River, Elk Rapids, MI 49629

Elk Rapids
Local realty services provided by:CENTURY 21 Signature Realty
128 River,Elk Rapids, MI 49629
$1,305,000
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  • 2 Beds
  • 3 Baths
  • 3,595 sq. ft.
  • Single family
  • Active
Listed by: deirdre carroll
Office: century 21 northland
MLS#:80066960
Source:MI_REALSOURCE

Price summary

  • Price:$1,305,000
  • Price per sq. ft.:$363

About this home

Unique mixed-use opportunity in the heart of downtown Elk Rapids, Michigan, conveniently located near the harbor. Originally constructed circa 1948 as a bank, this distinctive property blends historic character with comfortable residential living. The upper level features a thoughtfully designed owner’s residence offering generous and flexible space, including a primary suite with jetted tub and walk-in closet, a large guest bedroom, and a den suitable for a variety of uses, including a potential non-conforming third bedroom. The residence includes a wood-burning fireplace and a spacious private deck, ideal for outdoor living, with gorgeous harbor views. The main level offers additional space currently used as a gallery, showcasing artwork from over 200 fine artists and craftsmen from across North America. The space features a second wood-burning fireplace and retains unique architectural elements, including the original bank vault, adding to the property’s character. To maintain...

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Home facts

  • Year built:1948
  • Listing ID #:80066960
  • Added:48 day(s) ago
  • Updated:June 03, 2026 at 10:19 AM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Dining Description:On Upper Level
  • Kitchen Description:Dishwasher, Disposal, Microwave, On Upper Level, Refrigerator
  • Bedroom Description:Bedroom 1 on Upper Level, Bedroom 2 on Upper Level
  • Basement Description:Block, Full
  • Living area:3,595 sq. ft.

Heating and cooling

  • Cooling:Attic Fan, Ceiling Fan(s), Central A/C, Exhaust Fan
  • Heating:Forced Air, Natural Gas

Structure and exterior

  • Year built:1948
  • Building area:3,595 sq. ft.
  • Lot area:0.07 Acres
  • Construction Materials:Vinyl Siding
  • Exterior Features:Deck, Fenced Yard, Patio, Sidewalks
  • Foundation Description:Block, Stone
  • Levels:2 Story

Utilities

  • Water:Public Water
  • Sewer:Community

Finances and disclosures

  • Price:$1,305,000
  • Price per sq. ft.:$363
  • Tax amount:$3,877

Features and amenities

  • Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Laundry features:Dryer, On Upper Level, Washer
  • Amenities:Bay Window, Security System, Skylights, Window Treatment(s)

Parking

  • Parking description:Attached Garage, Garage
  • Garage spaces:2

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