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404 Bay Cove, Ridgeland, MS 39157

Ridgeland
Local realty services provided by:CENTURY 21 J. Carter & Company
404 Bay Cove,Ridgeland, MS 39157
$495,900
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  • 4 Beds
  • 4 Baths
  • 2,865 sq. ft.
  • Single family
  • Active
Listed by: heather gibson
Office: exit realty collective
MLS#:4140407
Source:MS_UNITED

Price summary

  • Price:$495,900
  • Price per sq. ft.:$173.09
  • Monthly HOA dues:$170

About this home

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy...

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Home facts

  • Year built:2002
  • Listing ID #:4140407
  • Added:57 day(s) ago
  • Updated:April 17, 2026 at 11:03 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Flooring:Carpet
  • Bathrooms Description:Double Vanity
  • Kitchen Description:Double Vanity, Eat-in Kitchen, Kitchen Island
  • Living area:2,865 sq. ft.

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Fireplace(s)
  • Central air:Yes

Structure and exterior

  • Year built:2002
  • Building area:2,865 sq. ft.
  • Lot area:0.24 Acres
  • Lot Features:Cul-De-Sac
  • Architectural Style:French Acadian
  • Construction Materials:Brick
  • Exterior Features:Boat Slip
  • Foundation Description:Slab
  • Levels:2 Story

Schools

  • High school:Ridgeland
  • Middle school:Olde Towne
  • Elementary school:Ann Smith

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$495,900
  • Price per sq. ft.:$173.09
  • Tax amount:$3,040 (2025)

Features and amenities

  • Laundry features:Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup
  • Amenities:Bay Window(s), Breakfast Bar, Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, His and Hers Closets, Insulated Windows, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s)

Parking

  • Parking description:Concrete, Parking Pad
  • Garage:Yes
  • Garage spaces:2

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