12023 Overlook Mountain Drive, Charlotte, NC 28216
Local realty services provided by:CENTURY 21 Rucker Real Estate
Listed by: judy godley, heather flohr
Office: helen adams realty
MLS#:4388070
Source:CH
12023 Overlook Mountain Drive,Charlotte, NC 28216
$700,000
- 4 Beds
- 3 Baths
- - sq. ft.
- Single family
- Sold
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Price summary
- Price:$700,000
- Monthly HOA dues:$153.58
About this home
Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision.
This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower.
And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come.
Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake.
Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await....
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Home facts
- Year built:1998
- Subdivision & Development:Overlook
- Listing ID #:4388070
- Updated:October 19, 2026 at 07:05 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Carpet, Tile, Wood
- Kitchen Description:Dishwasher, Disposal, Microwave, Oven
- Basement:Yes
Heating and cooling
- Heating:Natural Gas
- Central air:Yes
Structure and exterior
- Year built:1998
- Lot Features:Wooded
- Foundation Description:Basement
Schools
- High school:Hopewell
- Elementary school:Mountain Island Lake Academy
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$700,000
Features and amenities
- Laundry features:Laundry Room, Upper Level
- Amenities:Attic Stairs Pulldown, Garden Tub, Networked, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:2
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